Fees & Charges
At Rajhans Vinimay Private Limited, we are committed to transparency in all our dealings. This page helps you understand the applicable fees and charges before you enter into an agreement with us.
| Charge | Amount / Method | Applicability |
|---|---|---|
Processing Fee | Up to 2.50% of the loan amount (exclusive of applicable taxes) | Applicable on all loans/credit facilities at the time of sanction/disbursement. |
Penal Charge | Up to 24% per annum on overdue amount (exclusive of applicable taxes) | Applicable on overdue amounts from the date of default till payment. |
Bounce / Return Charge | ₹750 per instance (exclusive of applicable taxes) | Applicable for cheque/mandate/instruction returned unpaid. |
Other Charges | As applicable per loan agreement (e.g., documentation, legal, valuation, insurance, etc.) | Applicable as per the specific service availed and terms of the agreement. |
Important Compliance Note
All fees and charges are indicative and subject to the terms of the loan agreement.
All final amounts must be reviewed and approved by Business, Compliance and Legal before publication on any channel.
Our Commitment to Transparent Pricing
Clear & Understandable
We present all charges in a simple and easy-to-understand manner.
No Hidden Costs
We do not levy any hidden charges. What you see is what you pay.
Fair & Reasonable
Our charges are fair, reasonable and in line with regulatory guidelines.
Regulatory Compliant
All our fees and charges comply with applicable laws and RBI guidelines.
Customer First
We believe in building trust through transparency and fairness.